Q: What advantages does China Eximbank's enjoy as an institution to help the country's firms expand overseas?

A: First, unlike commercial banks, we offer various preferential loan programs. Our areas of focus are long-term credits, concessional government loans and general import-export credits with a low interest rate.

Second, we have many special loans and can offer quick, convenient and high-quality services, such as combining import-export credits with concessional and lending loans for firms shifting focus abroad.

Third, we have built an excellent team of banking professionals.

Our experience has also helped us offer a series of value-added services like consultation, risk analyses, finance planning and other support for clients to invest in unfamiliar markets.

Q: What are your bank's expansion and innovation plans?

A: We have developed rapidly on the innovation front, introducing a series of new services in the past few years. Our major efforts, apart from import credit, include:

Preparing special financing accounts for high-tech firms. This business will be started soon.

Having a business model to support small- and medium-sized enterprises (SMEs). The initial progress of our SMEs' program has been encouraging in Ningguo in East China's Anhui Province, with the city government taking and managing loans for local companies. This business model was recently expanded to five more cities and will spread across the country once it's mature.

Offering export credit to the agricultural industry. This business began in June 2006 and benefited a group of leading Chinese agricultural products' exporters.

Helping the software industry expand overseas and promoting the country's service trade in general.

                                                                         (China Daily 01/29/2007 page5)

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