一周熱詞榜（12.3-9）

5. 裸貸
nude loan

請看例句：

In the recent "nude loan" scandal, hundreds of photos of naked women used as collateral for loans issued via some online lending platforms were posted online.
近日發生的"裸貸"丑聞中，數百張女性裸體照片被傳上網，它們被當事人當作從某些網絡借貸平臺借款的抵押。

"裸貸(nude loan)"指一些年輕女性通過網絡借貸平臺(online lending platform)借款時，被要求提供裸體照片當作貸款抵押(provide naked photos as collateral for loans)。這些女性大多數社會經驗不足(lack social experience)，經濟能力較弱，愿意接受高息貸款(high-interest loan)，很容易成為放高利貸者(loan shark)的目標。一旦未能按時償還貸款(fail to repay the loans in time)，放貸者就會威脅將照片公之于眾或發給其家人(threaten to publish the pictures or send them to their families)。

"裸貸"丑聞("nude loan" scandal)引發社會廣泛關注。專家稱，我國對快速增長的P2P市場(fast-growing peer-to-peer marketplace)的監管仍然不足。目前國內從事P2P業務的平臺有近2600個，專家建議這些網絡借貸平臺完善信用評估(credit assessment)、金融咨詢(financial consulting)和沖突解決方案(conflict resolution)等服務。

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