2. A boy friend. As in platonic male pal. While he'll never replace your girlfriends for late-night Ben & Jerry's gossip sessions, having a Ben or Jerry in your life can be just as beneficial. With him, you're free to sport your dowdiest duds, have a heated political discussion (without fear that it will carry into the bedroom) and even belch out loud. He'll be your plus-one at parties and the third wheel when you need a buffer. And his insight is especially helpful for all those "Y" questions, such as, "Why are men so...?" "Why did he...?" and "Why won't he...?"

3. A born-to-shop pal. This sartorial sidekick will not only help you find flattering outfits amid the chaos of your closet, she'll also score a heavenly pair of black pumps for you (on sale!)-even when she's shopping for herself.

4. A money manager. A financial advisor can help you get fiscally fit, from reducing your debt to funding your kids' education. Get recommendations from friends or family, or narrow the field by checking out the Financial Planners Standards Council Web site at cfp-ca.org.

6. A gynecologist. Despite the skimpy paper gown and awkward position, this relationship can save your life.

7. A Bea Arthur. They don't call her a "Golden Girl" for nothing. Having an empowered, feisty female role model lends wonderful perspective.

8. A trusted hairstylist. Trusted being the key word. This is someone who comprehends the meaning of "just a trim" and can teach you how to achieve salon results at home. How to find your mane man or woman? Ask someone with locks you love for the name of her stylist. (Of course, once you settle down with the shear genius, you'll need to keep the news to yourself.)

9. A dream lover. You're in a committed relationship, but every so often, you picture yourself getting jiggy with Ashton Kutcher/Tyrese/the UPS guy. Sick and twisted? Nah. Imagining yourself in an intimate situation with someone other than your partner is normal-and then some. "Sexual fantasies increase interest and arousal and decrease anxiety," says Wendy Maltz, coauthor of Private Thoughts (New World Library, 2001). Hey, as long as it takes you both to rapturous heights, he never has to be the wiser.

10. A child. Watching a kid (yours or someone else's) at play reminds you how simple and joyful life can be.